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Website subscription or one-off build: how the costs compare over five years

A monthly website plan and a fixed-price build cost different amounts at different points. The arithmetic for Australian small businesses, what each one leaves out, and the catch in a 12 month term.

A website subscription spreads the cost of a site across monthly payments, and a one-off build charges most of it upfront. Which is cheaper depends on how long you keep the site and what you need done to it afterwards. On our base plan of $298 a month, you pay $3,576 over the first year and $10,728 over three. Our cost of a website guide puts an agency's one-off price for a small business site at $6,000 to $18,000, with hosting and maintenance on top. So the plan costs less in the first two years, the two get closer by year five, and the real difference is what happens after launch.

The arithmetic

All figures are in Australian dollars and include GST.

TimeBase plan at $298 a monthOne-off build (cost guide range)
Day one$0 upfront$6,000 to $18,000
Year 1$3,576$6,000 to $18,000, plus hosting and upkeep
Year 3$10,728Same build cost, plus three years of hosting and upkeep
Year 5$17,880Same build cost, plus five years of hosting and upkeep

The one-off column is incomplete on purpose. A build price usually covers design and build and some content. Hosting, security updates, backups, small changes and monitoring are charged separately or not done. We covered the line items in what a website maintenance plan should cover. Once you add a reasonable figure for those, the one-off column rises each year while the subscription column stays level. The honest picture is a pair of lines that start far apart and converge. Where they cross depends on your site and on what you pay for hosting and upkeep, and we would not put a single year on it.

A one-off build can win on cost if the site is small, you are happy to change nothing, and someone you trust looks after the hosting. We do not pretend otherwise.

What the subscription includes and leaves out

The base plan covers the site, hosting, upkeep, small edits and a monthly report. It does not include search engine optimisation or Google Ads management. Those are add-ons, each $549 a month, month to month, so you can start and stop them without a payout:

For Ads, you create and own the Google Ads account and pay Google directly for what you spend on clicks. We charge only for managing it.

The catch in a 12 month term

The base plan has a 12 month minimum. We would rather say plainly how that sits with the idea of being in it together, because it can read as the opposite. We build the site without a large upfront fee, which means we carry the build cost and recover it through the monthly payments. The term is what makes that workable. If you leave inside it, you pay the remaining months at the monthly rate, which for the base plan means the number of months left times $298.

That is a real commitment on your side, and you should weigh it. If you are unsure whether you will still want the site in a year, a one-off build or a shorter arrangement may suit you better. After the first 12 months the plan continues month to month.

Where the alignment comes from

Most agencies charge for the build and are finished when it launches. We are paid every month the arrangement continues, so we only keep earning if the site stays working for you. That is an incentive, not a guarantee of results. We do not promise rankings, enquiries or revenue, and nobody honest can.

What the monthly model changes is who looks after things when something goes wrong. In recent weeks we have written up three problems that nobody would have seen on launch day:

Each of those was found after launch. Under a fixed price, finding them is somebody's separate job or nobody's.

Does a website pay for itself?

Work out your own version of this sum:

  1. What is an average job or sale worth to your business, before costs?
  2. How many extra jobs a month would cover $298?

If an average job is worth a few hundred dollars or more, one extra job a month covers the base fee. Whether the site actually brings that job is the real question, and it depends on your trade, your area and your competition. If you want to check it for yourself, we have written about counting the enquiries you already get. Treat the sum as a way to decide whether the fee is reasonable for your business, not as a forecast.

How to choose

A subscription suits you if you want no large upfront cost, you want someone responsible for the site afterwards, and you expect to keep it for at least a year. A one-off build suits you if you have a specific bespoke need, a budget for it, and a person or team to look after the site.

Our pricing page lists the plans, and the web design service page covers what we build. When you are ready to talk, start a project.

Common questions

How much does a website subscription cost in Australia?

Pagecog's base plan is $298 a month, in Australian dollars and including GST, on a 12 month term. It covers the site, hosting, upkeep, small edits and a monthly report. SEO and Google Ads management are separate add-ons at $549 a month each, month to month.

Is a subscription cheaper than a one-off build?

Over the first couple of years usually yes, because there is no large upfront payment. Over five years the totals get close, and a one-off site that needs no changes can come out cheaper. It depends on how long you keep the site and what you need done to it.

What happens if I leave during the 12 month term?

If you leave a base plan inside the term, you pay the remaining months at the monthly rate. Add-ons are month to month and can be cancelled without a payout.

Do I pay for Google Ads spend through Pagecog?

No. You use your own Google Ads account and pay Google directly for ad spend. The Ads management add-on covers our work managing the account.